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Affordable Housing

People Encouraging People (PEP) has been providing affordable housing for individuals with limited incomes and disabilities for over 30 years. Today, the organization owns and operates a portfolio of 75 homes, including units supported through HUD Section 8 Housing Choice Voucher Program and HUD Section 811 Supportive Housing for Persons with Disabilities, as well as homes leased at Fair Market Rent.

PEP also operates nine subsidiary companies—PEP Accension, Mt. Washington, Clovil, Hampton Falls, Overly, Greater Hamilton, Dartmouth, and Plymouth—offering housing in a variety of community-based settings throughout Baltimore City and County. Within this portfolio, 13 homes and 11 townhomes support the Residential Rehabilitation Program, serving both intensive and general-level clients. These residences provide structured, supportive housing designed to promote stability, independence, and community integration.

While supportive services may be available to tenants, they are not a requirement of leasing. Our housing options include single-family homes, duplexes, and small apartment communities, all thoughtfully maintained by PEP staff. These settings create meaningful opportunities for residents to live with dignity, independence, and full participation in their communities.

Housing Process

1. Do You Qualify?

To qualify for the HUD Section 8 Housing Choice Voucher Program and HUD Section 811 , you must be a U.S. citizen or eligible immigrant, have income at or below HUD’s AMI tier for your area, be part of an eligible family unit, pass background checks, and meet local PHA requirements. Income is the primary factor, but citizenship status, family composition, and background checks are also critical.

2. Gather Documents

Applicants must provide the following:
• Birth certificate
• Valid photo identification
• Social Security card
• Completed PEP housing application

Download Housing Application

Frequently Asked Questions

What is the HUD Section 8 Housing Choice Voucher Program?

The Section 8 Housing Choice Voucher Program helps low-income individuals and families afford housing in the private market. Participants receive a voucher that covers a portion of rent, and they typically pay about 30% of their income toward housing costs.

What is HUD Section 811 Supportive Housing for Persons with Disabilities?

HUD Section 811 provides affordable housing specifically for adults with disabilities. The program is designed to support independent living in community-based settings and may be paired with supportive services.

Who qualifies for HUD Section 8 Housing Choice Voucher Program and HUD Section 811?
  • HUD eligibility is based on income, household composition, and other criteria set by the U.S. Department of Housing and Urban Development (HUD).
    • Section 8 serves low-income individuals and families
    • Section 811 is specifically for individuals with disabilities and very low incomes
    • Applicants must be U.S. citizens or have eligible immigration status.
    • Income must fall within HUD-established limits based on Area Median Income (AMI), typically at or below 50% (very low income) or 30% (extremely low income).
Are background checks required HUD Section 8 Housing Choice Voucher Program and HUD Section 811?

Yes. Applicants 18 and older must pass criminal background and housing history screenings. Disqualifying factors may include:
• Being listed on a lifetime sex offender registry
• Recent eviction from HUD-assisted housing
• Owing money to a Public Housing Authority

Does PEP have rental properties for tenants who are not part of HUD programs?

Yes. PEP has over 40 rental properties leased at fair market rates that are not part of the HUD Section 8 Housing Choice Voucher Program or HUD Section 811 Supportive Housing for Persons with Disabilities.

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